Filing for Social Security Disability Insurance benefits can be a difficult process. Some people may even refer to it as a waiting game, as it often takes an average of 18 months for applicants to receive a decision. In some cases, applicants have passed away from their disability, even before they were granted benefits. According to the Social Security Administration, more than 800,000 disabled Americans are waiting for a response to their SSDI application. A surprising 10,002 people on the waiting list in 2017 died while waiting for a response to their applications. Why does the SSDI application process take so long?
The problem lies in the fact that the number of SSDI claims have skyrocketed over the past decade. Many of the claims come from aging baby boomers, who are unable to work as they get older or have received a long-term disability from an on-the-job accident. Each claim must be researched by SSA representatives, who must first determine whether the disability or disease is covered under the SSDI benefits. They must then ensure that the claim includes sufficient medical evidence, including physician documentation. In some cases, the SSA representative must call and follow-up with the physician if there is any missing information.
In order to ensure your SSDI application runs through the system as quickly as possible, make sure you fill out the application in its entirety. Also check with your physician and include all proper documentation regarding your disability.
This information is intended to educate and should not be taken as legal advice.