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Securing Disability Benefits For Those Who Need Them Most

How Much Can I Earn On SSD?

If you’re applying for Social Security Disability (SSD) benefits, or already receiving them, you might be wondering: Can I work part-time without losing my support? The answer is yes. The Social Security Administration (SSA) wants you to try working if you can. They’ve built in special rules so you can earn money without immediately losing your benefits.

At Manring & Farrell, we help Ohio residents just like you understand these options every day. Whether you’re thinking about applying for benefits or already getting them, here’s what you need to know in plain language.

Yes, You Can Work. Here’s How It Works:

The SSA lets you test out working with built-in safety nets:

  • Trial Work Period: You get 9 months to work and earn any amount while keeping your full SSD benefits. These months don’t have to be back-to-back. In 2025, a month counts if you earn more than $1,160.
  • After That: The 36-Month Safety Zone: For the next 3 years, if you earn under about $1,620 a month ($2,700 if blind), your benefits keep coming. If you earn more, your benefits pause—but they don’t end. If your income drops again, your checks can start right back up, no new application needed.
  • Medicare Keeps Going: Even if your cash benefits pause, your Medicare coverage usually continues for years.
  • Extra Help for Work Expenses: Need special transportation, a job coach, or equipment because of your disability? The SSA may subtract those costs from your earnings before deciding if you’re “working too much.”

Special Programs to Help You Succeed

  • Ticket to Work: Free job training, career counseling, and support—no medical reviews while you’re using it. Call 1-866-968-7842 or visit choosework.ssa.gov.
  • Keep Your Doctor and Coverage: Work incentives often let you keep Medicare or Medicaid even if your benefit checks stop.

One Important Rule: Tell the Social Security Administration

Whenever you start a job, stop working, or your hours or pay change, report it right away. You can do this online, by phone, or in person. This keeps everything running smoothly and prevents overpayments.

We Make It Simple and Safe

Trying to work while on disability can feel risky. One wrong step could delay your benefits or create repayment issues. That’s where Manring & Farrell comes in.

Our Ohio SSD attorneys can:

  • Explain exactly how much you can earn in your situation
  • Help you report work the right way
  • Guide you through programs like Ticket to Work
  • Protect your benefits if the SSA questions your work
  • Assist with new applications or appeals

You don’t have to figure this out alone. Contact us today for a free consultation. We’ll help you work toward financial independence without losing the support you need.

Have questions? Call us at 614-678-7199or visit our office in Lima, Dublin, and Lebanon, Ohio. We’re here to help you move forward with confidence.