With the high percentage of denied SSDI applications, disability applicants put extra effort into their preparation. One of the things a claimant should thoroughly research is the factors medical and psychological examiners consider when reviewing each applicant’s medical and lifestyle history. This could make or break an application for benefits.
Medical history under the magnifying glass
When reviewing SSDI applications, disability examiners mainly evaluate medical records for evidence of a diagnosis that will show that the applicant is unable to work in any job in a full-time position. Fortunately, if the claimants give their consent, the Social Security Administration (SSA) will help them get medical evidence from their respective hospitals, clinics or healthcare facilities.
When checking for eligibility, the SSA checks for the following:
- That the disability exists
- That the disability is severe to the extent of inability to function in any work setting properly
- That the disability lasted or might continuously last for at least one year or is expected to result in death
The law specifically requires the submission of objective medical evidence from an acceptable medical source. Take note that the SSA requires a minimum of one year of documented history to assess the application properly.
Lifestyle also plays a huge role
Disability examiners will also consider certain aspects of the claimant’s life and how they may have contributed to the disability. These aspects include:
- Work-related activities, whether mental or physical
- The claimant’s routine activities
- The duration and frequency of their disability pain
- The type, dosage and side effects of their medication and treatment
- Other triggering and aggravating factors that may affect their disability
The process is often difficult to walk through. However, knowing the factors medical examiners review might help increase your chances of receiving benefits.
