As someone who has a disability that is serious enough to keep you out of work, you may have already gone through the approval process for Social Security Disability Insurance. You may also be able to attest to how hard it is to receive approval for these benefits in the first place because there are strict eligibility requirements you must meet beforehand.
According to the Motley Fool, certain life events and circumstances, some of which are avoidable, may make you ineligible to receive SSDI benefits from the U.S. Social Security Administration any longer. What circumstances could potentially make you ineligible for these benefits after the administration has already approved you?
No longer meeting the definition of “disabled”
The SSA has a firm, strict definition of the word “disability.” If anything happens to you that makes your condition improve to the degree that it no longer fits this definition, you may lose access to benefits.
Returning to work
If you return to work while receiving SSDI benefits, this may also jeopardize your continued eligibility for them. You may be able to return to work without losing benefits during a trial period. You may also be able to receive them for up to 36 months while working, as long as your income during those months is below a certain threshold.
Reaching retirement age
Though growing older is unavoidable, expect to lose your SSDI benefits once your retirement benefits kick in. Do not expect to receive both at the same time. Most people who start getting retirement benefits, rather than SSDI ones, do not see much of a difference in the monthly amount provided. Find more on this topic on our webpage.