Physical conditions are not the only ones considered for SSDI. If you are dealing with a mental health condition, you may qualify for government benefits.
Before applying for benefits, it may help to have some basic information on the process. Setting out on the right foot from the outset may give you a better chance of getting the benefits you need quicker.
What type of mental health conditions qualify?
As with physical conditions, the Social Security Administration has set out guidelines on what mental health conditions may qualify for benefits. Typically, a condition that has made it difficult for you to support yourself fits the bill. The SSA divides these into 11 categories, each having relevant diagnoses within. Examples include conditions such as:
- Schizophrenia
- Bipolar disorder
- Somatic disorders
- Autism
- Trauma disorders
What do you need to file with your application?
Your SSDI application needs to contain evidence of your diagnosis. All relevant medical records should go with your application to support your claim. You should also submit all evidence relating to your ability or inability to continue employment. SSA requires at least one year of history related to your inability to work and your mental health condition.
What does SSDI cover for mental health?
If approved, SSA will administer benefits to aid in your support and the treatment of your condition. The amount of the benefits depends on how much money you paid into Social Security while working. The longer you worked, the higher your monthly benefits. After receiving government benefits for two years, you may become eligible to have your medical needs administered under Medicare as well.
A permanent disability due to a diagnosed mental health condition is challenging to navigate. With some assistance and the proper government benefits, you may receive the relief you and your family need.