People who apply for Social Security Disability Insurance (SSDI) from the Social Security Administration (SSA) must have a condition that meets the SSA’s definition of a disability. This means that the condition will either eventually cause the person to die or will last for at least a year.
For some who apply, their condition is so severe that there’s a significant chance that they won’t live long enough for their case to go through the standard application process, or that their condition is so severe that they are almost certainly eligible for benefits. If the applicant has a condition that’s on the Compassionate Allowances List (CAL), their application will go through a fast-tracked approval process so they can get the financial support they need as quickly as possible.
How the CAL program works
The CAL program identifies diseases and medical conditions that almost always qualify for SSDI. These conditions include certain cancers and many rare genetic disorders. When an applicant submits a disability claim, the SSA’s computer system automatically checks if the condition is on the CAL list. If it is, the claim is fast-tracked through the approval process, which often leads to a decision in weeks rather than months.
Eligibility and application process
Eligibility for the CAL program is based on the diagnosis of a condition listed under the program, not on the severity of symptoms or other factors. The SSA continually updates the list of conditions covered by the CAL program to reflect advances in medical understanding and ensuring that the most critical cases receive prompt attention.
Impact of the program
The Compassionate Allowances program has had a significant impact on individuals facing serious health challenges. By reducing the wait time for benefits, it alleviates some of the financial burdens that come with severe medical conditions. For many, this quicker access to benefits can make a crucial difference in managing daily living expenses and medical costs during an already difficult time.
There’s no special application for the CAL program. Instead, SSDI applicants must ensure that they accurately list any conditions they’re diagnosed with. Including the medical proof of those conditions can also help with a swift approval. It may behoove these individuals to work with a legal representative who can work to ensure that the situation is accurately represented and the applicant’s rights are upheld.