Losing a loved one is never easy. The emotional pain and grief after the event can be overwhelming, and the financial uncertainty that follows can be just as daunting. However, those who lost a loved one may get financial relief from the Social Security Administration (SSA).
If your loved one worked and paid into the Social Security system, their survivors may receive a portion of their benefits. This blog outlines who may receive these benefits, providing guidance and clarity for those who need it most.
Who can apply for benefits?
Unfortunately, not everyone who lost a loved one can apply for this program. Only the following family members may apply for survivor benefits:
- Spouses and former spouses: You may be eligible if you have a disability or if you are 60 years old or older. Ex-spouses may also apply for benefits if they were married to the deceased at least nine months before their death.
- Dependent parents: Parents who are 62 years old or older and who depend on their child who died may also apply under the program.
- Children: Children aged 17 and younger or those who developed a disability when they were 21 or younger are also eligible.
It is important to remember that there are exceptions to the rules. For instance, former spouses may still get benefits regardless of their age as long as they are taking care of the deceased’s child. In some cases, married children, adopted children, stepchildren and grandchildren may also be eligible.
Finding your way forward
Understanding SSA survivor’s benefits is crucial in securing the financial support you need to rebuild your life. By understanding who is eligible and how to apply for these benefits, you can take the first steps toward a more stable and secure future.
